FHA Loans
Low-down-payment options may be available to qualified first-time and repeat buyers, subject to program and lender requirements.
Check Your Home Loan Eligibility
Answer a few quick questions to see which Maryland home buyer programs you may qualify for. Takes less than 3 minutes!
Calculate Your Home Affordability
Mortgage Affordability Calculator
Find out how much home you can afford in Maryland
Example inputs — adjust all values to reflect your situation.
Annual Household Income
$85,000
$30K$250K$500K
Monthly Debt Payments
$500
Include car loans, student loans, credit cards, etc.
Down Payment Available
$50,000
Example Interest Rate
6.50%
Special Programs
You Can Afford Up To
$285,339
$1,907/month estimated
Affordability Score
21
Needs Work
DTI Ratio: 34%
Principal & Interest
$1,488
Property Tax
$238
Insurance
$83
PMI
$98
Get Your Personalized Home Buying Report
Includes loan options, down payment assistance programs, and a custom action plan for Maryland.
Calculator results are estimates only and are not a loan offer. Interest rates, property taxes, insurance, mortgage insurance, program eligibility, and lender requirements may vary. Confirm current terms and eligibility with a licensed mortgage professional.
What's your goal?
Are you looking to buy or refinance?
Programs We Can Help With
VA Loans
No-down-payment financing may be available to eligible Veterans, active-duty military, and surviving spouses, subject to program and lender requirements.
Maryland Mortgage Program
Maryland Mortgage Program financing and down-payment-assistance options may be available to eligible buyers. Available products, assistance amounts and requirements vary by program.
USDA Loans
No-down-payment financing may be available for homes in eligible rural and suburban areas of Maryland, subject to program and lender requirements.
Mortgage programs, assistance amounts, eligibility requirements and funding availability are subject to change. Information is provided for general educational purposes. Buyers should confirm current requirements with the applicable program administrator and participating lender. Maryland Mortgage Program
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